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IDSmarter helps halt fraud by detecting suspicious activity related to your:

  • Personal Information
  • Social Security No.
  • Bank Accounts
  • And More


Proactively defend your identity with award-winning computer protection software, including:

  • Anti-virus/Anti-spyware
  • Two-way Firewall
  • Digital File Shredder
  • And More


IDSmarter members are appointed an ICFE Certified Restoration Specialist to help:

  • Stop fraud if detected
  • Restore your credit to pre-theft status
  • Reimburse you for any out-of-pocket expenses

The IDSmarter Guarantee

If the worst happens and you become the victim of identity theft while covered by IDSmarter, a certified specialist will assist you in restoring your identity to pre-theft status. Our full-service Identity Restoration service goes beyond traditional credit report restoration, offering robust case knowledge in non-credit restoration, including payday loans, IRS, DMV and court records. Additional benefits include:

  • Elimination of out-of-pocket expenses related to recovering from identity theft
  • Reduced time and effort on your behalf in a process that could take hundreds of hours without dedicated help

In addition, our Identity Theft Insurance, with zero deductible, reimburses you for expenses related to identity theft restoration, including replacement of documents, traveling expenses, loss of income, child/elderly care, fraudulent withdrawals from a bank account and legal costs, up to $1,000,000.*

* The $1 million insurance policy is underwritten by an AM Best A-rated carrier. Coverage is subject to the conditions and exclusions in the policy.